April 2026
10 Ways to Teach Kids Financial Literacy
Understanding financial literacy concepts such as budgeting, saving, and investing is crucial for everyone, children included. Financial literacy is the ability to comprehend and make decisions that contribute to financial readiness. This proficiency isn’t inherently taught in schools and often falls on parents or other family members.
How to Stick to Financial Resolutions
Near the top of the list at the start of every year are often financial resolutions—commitments to save more, spend less, pay off debt, or prepare for upcoming financial milestones. The challenge, however, lies in sticking to these financial resolutions throughout the year.
Here are some strategies and tips to help improve the likelihood of sticking to resolutions.
Should I Consider a Roth IRA Conversion?
A Roth conversion is the process of moving assets from a Traditional, SEP, or SIMPLE IRA, or from a qualified retirement plan, into a Roth IRA. When the conversion occurs, taxes are due on contributions and the accumulation. However, qualified distributions of earnings are tax-free later.
A Guide to Understanding Tax Refunds
A tax refund is a repayment to taxpayers for any excess tax paid. It is a form of refund issued by national, state, or local tax authorities to taxpayers who have overpaid their taxes. The phenomenon of overpayment may occur due to several reasons:
